Name
BCT Inc.
What We Do
What We Do: BCT Digital for Risk & Compliance Leaders at Community Financial Institutions
At BCT Digital, we empower community banks and credit unions to modernize their risk and compliance operations without adding unnecessary complexity or overhead. Our flagship platform, rt360, is purpose-built to help financial institutions stay ahead of regulatory demands, manage evolving risk profiles, and respond to exams and audits with confidence.
We understand that CFIs operate with lean teams and tight timelines—but are held to the same high standards as larger institutions. That’s why our solutions focus on automation, audit readiness, and actionable insight across the core areas of credit risk, operational risk, compliance management, and governance.
Solving Today’s Risk and Compliance Challenges
1. Regulatory Burden and Exam Preparedness
From increasing scrutiny around fair lending and CECL to evolving expectations around operational risk and compliance programs, CFIs face mounting pressure to demonstrate control. Our rt360 platform helps institutions stay aligned with U.S. regulatory expectations by providing pre-configured workflows and centralized reporting tailored for internal and external exam use.
2. Manual Processes and Data Silos
Too many teams still rely on spreadsheets, email threads, or disconnected systems to manage critical risk and compliance tasks. We replace manual workarounds with centralized dashboards, automated alerts, and structured workflows, bringing consistency and transparency to your compliance program.
3. Limited Resources and High Accountability
Risk and compliance teams are often small but accountable for enterprise-wide oversight. We design our tools with CFI realities in mind: ease of use, rapid deployment, and minimal IT dependency. rt360 is configurable, intuitive, and supports cross-functional collaboration across compliance, risk, audit, and finance.
Our Key Offerings for CFIs:
Credit Risk Management
Portfolio monitoring and early warning indicators
Simplified ECL/CECL modeling and analysis
Exposure tracking and reporting dashboards
Governance, Risk & Compliance (GRC)
Policy, control, and issue management workflows
RCSA, incident tracking, and remediation oversight
Audit preparation and reporting tools
Regulatory alignment support for U.S. standards
Risk Data Engineering & Insights
Risk taxonomy mapping and normalization
KRI/KCI dashboard setup
Custom reporting to support board-level visibility
Services & Advisory Support
GRC and credit risk assessments
Roadmaps for digital compliance transformation
U.S. regulatory framework alignment and localization
Why BCT Digital
Purpose-built for banks and credit unions with $1B–$50B in assets
Tested in global financial markets and now entering the U.S. with a compliance-first focus
A global technology firm with 25 years deep financial services experience
Fast time to value — implementations that don’t drain internal resources
Proven track record supporting financial institutions through change
Let’s Talk
If your institution is looking to reduce compliance fatigue, improve exam readiness, or simply move on from risk spreadsheets, we’d love to connect. Stop by booth 332 or visit us at bctdigital.ai to learn more.
At BCT Digital, we empower community banks and credit unions to modernize their risk and compliance operations without adding unnecessary complexity or overhead. Our flagship platform, rt360, is purpose-built to help financial institutions stay ahead of regulatory demands, manage evolving risk profiles, and respond to exams and audits with confidence.
We understand that CFIs operate with lean teams and tight timelines—but are held to the same high standards as larger institutions. That’s why our solutions focus on automation, audit readiness, and actionable insight across the core areas of credit risk, operational risk, compliance management, and governance.
Solving Today’s Risk and Compliance Challenges
1. Regulatory Burden and Exam Preparedness
From increasing scrutiny around fair lending and CECL to evolving expectations around operational risk and compliance programs, CFIs face mounting pressure to demonstrate control. Our rt360 platform helps institutions stay aligned with U.S. regulatory expectations by providing pre-configured workflows and centralized reporting tailored for internal and external exam use.
2. Manual Processes and Data Silos
Too many teams still rely on spreadsheets, email threads, or disconnected systems to manage critical risk and compliance tasks. We replace manual workarounds with centralized dashboards, automated alerts, and structured workflows, bringing consistency and transparency to your compliance program.
3. Limited Resources and High Accountability
Risk and compliance teams are often small but accountable for enterprise-wide oversight. We design our tools with CFI realities in mind: ease of use, rapid deployment, and minimal IT dependency. rt360 is configurable, intuitive, and supports cross-functional collaboration across compliance, risk, audit, and finance.
Our Key Offerings for CFIs:
Credit Risk Management
Portfolio monitoring and early warning indicators
Simplified ECL/CECL modeling and analysis
Exposure tracking and reporting dashboards
Governance, Risk & Compliance (GRC)
Policy, control, and issue management workflows
RCSA, incident tracking, and remediation oversight
Audit preparation and reporting tools
Regulatory alignment support for U.S. standards
Risk Data Engineering & Insights
Risk taxonomy mapping and normalization
KRI/KCI dashboard setup
Custom reporting to support board-level visibility
Services & Advisory Support
GRC and credit risk assessments
Roadmaps for digital compliance transformation
U.S. regulatory framework alignment and localization
Why BCT Digital
Purpose-built for banks and credit unions with $1B–$50B in assets
Tested in global financial markets and now entering the U.S. with a compliance-first focus
A global technology firm with 25 years deep financial services experience
Fast time to value — implementations that don’t drain internal resources
Proven track record supporting financial institutions through change
Let’s Talk
If your institution is looking to reduce compliance fatigue, improve exam readiness, or simply move on from risk spreadsheets, we’d love to connect. Stop by booth 332 or visit us at bctdigital.ai to learn more.
Founded
1999
Categories
Audit, Business Continuity, Consumer Protection, Deposit Operations, Lending Compliance, Risk Management, Technology, Vendor/Third Party Management
Top issues that your company is helping solve for banks.
BCT helps CFIs streamline governance, risk, and compliance. Our rt360 platform automates regulatory workflows, centralizes audit reporting, and replaces spreadsheets with purpose-built dashboards. Designed for U.S. standards, rt360 enables lean teams to meet examiner expectations without adding headcount.
Top products/services you offer to banks.
The rt360 Solutions encompass the following Suites and Modules:
GRC Suite [ERM, Audit, Compliance, IT Risk, Policy, Incident and Third-Party -Risk Management]
Credit Risk Suite [EWS, ECL, RAROC, RealTime Tx, CMS]
GRC Suite [ERM, Audit, Compliance, IT Risk, Policy, Incident and Third-Party -Risk Management]
Credit Risk Suite [EWS, ECL, RAROC, RealTime Tx, CMS]
Phone
(617) 512-6394
Address
209 West Central Street, Suite 312
Natick, MA 01760
United States
Natick, MA 01760
United States
Sales Contact Name
Kristen Magnusson
Sales Contact Address
61R Summer St, Salem MA 01970
Sales Contact Email
kristen.m@bahwancybertek.com
Sales Contact Phone
6175126394